FRONTWAVE
Oceanside, CA · State Credit Union · Chartered in CA
Who can join
Type 99
Members
127,939
Net Worth Ratio
8.79%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.76B
Peer Group 6
Members
127,939
as of latest quarter
Net Worth Ratio
8.79%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.76B
Total Shares
$1.45B
Total Loans
$1.21B
Net Income
$3.7M
Net Worth Ratio
8.79%
≥7% = Well Capitalized
Members
127,939
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.23%
$2.8M
Loan-to-share ratio: 83.8%· healthy range 60–80%
Branch Locations
NCUAOceanside
1278 Rocky Point Dr, Oceanside, CA, 92056
Mon - Fri 9:00 am - 6:00 pm Sat 9:00 - 4:00 pm
San Marcos 010
670 W San Marcos Blvd Ste 101, San Marcos, CA, 92078
Mon - Thur 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm Sat 9:00 am - 4:00 pm
Barstow 009
995 Armory Rd, Barstow, CA, 92311
Mon - Thur 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm Sat 9:00 am - 4:00 pm
Temecula 011
40325 Winchester Rd, Temecula, CA, 92591
Mon - Fri 9:00 am - 6:00 pm Sat 9:00 am - 4:00 pm
Camp Pendleton
MCX Complex, Building CU - 1105, Camp Pendleton, CA, 92055
Mon - Thur 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm Sat 9:00 - 4:00 pm
Twentynine Palms 002
Bldg. 1515, MCAGCC, Twentynine Palms, CA, 92278
Mon - Fri 9:00 am - 5:00 pm Sat 9:00 am - 2:00 pm
Camp Pendleton - SOI
520409 Basilone Road, Camp Pendleton, CA, 92055
Tues - Fri 10 am - 6 pmSat 9:00 am - 5:00 pmSun 10:00 am - 5:00 pm
San Diego 005
2118 Hochmuth Ave Bldg 2, San Diego, CA, 92140
Mon - Fri 8:30 am - 4:30 pm
Yucca 007
57402 29 Palms Hwy Ste 6, Yucca Valley, CA, 92284
Mon - Fri 9:00 am - 6:00 pmSat 9:00 am - 4:00 pm
Wildomar 023
36290 Hidden Springs Rd, Wildomar, CA, 92595
Mon-Fri - 9AM-6PMSat - 9AM-4PM
8 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/frontwave" target="_blank" rel="noopener">View FRONTWAVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.