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FREEDOM NORTHWEST

Kamiah, ID · State Credit Union · Chartered in ID

LICUWell Capitalized

Who can join

Type 99

Charter #65722Est. 1963RSSD: 435198

Members

13,031

Net Worth Ratio

13.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$667.8M

Peer Group 6

Members

13,031

as of latest quarter

Net Worth Ratio

13.24%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 68, Kamiah, ID 83536

Chartered

1963

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$667.8M

Total Shares

$497.4M

Total Loans

$565.9M

Net Worth Ratio

13.24%

≥7% = Well Capitalized

Members

13,031

Delinquency Rate (60d+)

0.45%

$2.5M

Loan-to-share ratio: 113.8%· healthy range 60–80%

Branch Locations

NCUA

Kamiah Branch

303 Main Street, Kamiah, ID, 83536

9-5:30 M-F

MainATMDrive-thru

Kooskia Branch

201 Rivers Loop, Kooskia, ID, 83539

9-5:00 M-F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.