🏦Bank Scorer

FREEDOM FIRST

Roanoke, VA · Federal Credit Union · Chartered in VA

LICUWell Capitalized

Who can join

Type 66

Charter #11111Est. 1956RSSD: 596286

Members

62,937

Net Worth Ratio

10.94%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.22B

Peer Group 6

Members

62,937

as of latest quarter

Net Worth Ratio

10.94%

Well Capitalized

Institution Profile

NCUA

Address

5240 Valleypark Dr, Roanoke, VA 24019-3002

Chartered

1956

Branch Locations

16 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.22B

Total Shares

$998.4M

Total Loans

$1.04B

Net Worth Ratio

10.94%

≥7% = Well Capitalized

Members

62,937

Delinquency Rate (60d+)

0.23%

$2.4M

Loan-to-share ratio: 104.0%· healthy range 60–80%

Branch Locations

NCUA

Operations - Downtown HQ

207 Bullitt Ave SE, Roanoke, VA, 24013

Mon - Fri 8-5

Main

Vinton

203 W Virginia Ave, Vinton, VA, 24179-3317

Mon-Fri 9-5. Drive Thru Mon-Thurs 9-5. Fri 9-6. Sat 9-12

ATMDrive-thru

Towers

2221 Colonial Ave SW, Roanoke, VA, 24015-3208

Mon-Fri 9-6

ATM

Salem

1235 Electric Rd, Salem, VA, 24153

Mon-Fri 9-5. Drive Thru Mon-Thurs 9-5. Fri 9-6. Sat 9-12

ATMDrive-thru

South Main

1204 S Main St, Blacksburg, VA, 24060-5546

Mon - Fri 9-5. Drive Thru Mon-Thu 9-5, Fri 9-6, Sat 9-12

ATMDrive-thru

Christiansburg

417 N Franklin St, Christiansburg, VA, 24073-2939

Mon-Fri 9-5. Drive Thru Mon-Thurs 9-5. Fri 9-6. Sat 9-12.

ATMDrive-thru

Daleville Branch

1171 Roanoke Rd, Daleville, VA, 24083-2917

Mon-Fri 9-5. Drive Thru Mon-Thurs 9-5. Fri 9-6. Sat 9-12

ATMDrive-thru

West End

1210 Patterson Ave SW, Roanoke, VA, 24016-3306

Mon-Fri 9:00 - 5:00

ATM

Tanglewood

4203 Electric Rd, Roanoke, VA, 24018

Mon-Fri 9-5. Drive Thru Mon-Thurs 9-5. Fri 9-6. Sat 9-12

ATMDrive-thru

Downtown

102 Campbell Ave SW, Roanoke, VA, 24011

Mon-Fri 9-5

6 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.