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FRANKLIN-SOMERSET

Madison, ME · Federal Credit Union · Chartered in ME

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #15159Est. 1962RSSD: 1008683

Members

10,005

Net Worth Ratio

12.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$151.8M

Peer Group 5

Members

10,005

as of latest quarter

Net Worth Ratio

12.41%

Well Capitalized

Institution Profile

NCUA

Address

114 E Madison Rd, Madison, ME 04950-3027

Chartered

1962

Branch Locations

7 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$151.8M

Total Shares

$132.1M

Total Loans

$64.6M

Net Worth Ratio

12.41%

≥7% = Well Capitalized

Members

10,005

Delinquency Rate (60d+)

0.46%

$297K

Loan-to-share ratio: 48.9%· healthy range 60–80%

Branch Locations

NCUA

Operations Center

114 E MADISON RD, MADISON, ME, 04950-3027

8:00 a.m. - 5:00 p.m. Monday - Friday

Main

Kingfield

476 MAIN ST, KINGFIELD, ME, 04947

Drive up opens at 8:30 a.m. Monday - Friday. Lobby opens at 9:00 a.m. Monday - Friday. Branch closes at 4:00 Monday - Thursday, 5:00 pm Friday

ATMDrive-thru

Madison

20 MAIN ST, MADISON, ME, 04950

Drive up opens at 8:30 a.m. Monday - Friday, closes at 4:00 p.m. Monday - Wednesday, 5:00 Thursday - Friday.

ATMDrive-thru

Farmington

485 WILTON RD, FARMINGTON, ME, 04938

Drive-up opens Monday-Friday 7:30 a.m. . Lobby opens at 8:30 a.m. Monday - Friday Branch closes at 4 Monday - Wednesday, open until 5:30pm Thursday and Friday.

ATMDrive-thru

Stratton

104 MAIN STREET, STRATTON, ME, 04982

9-2 Monday, Tuesday- Thursday 9-5 Friday Closed Wednesdays

CO-OP FINANCIAL SERVICES SHARED BRANCH/VELERA

615 CHANNELSIDE DR STE 204, TAMPA, FL, 33602-5406

MONDAY - FRIDAY 8 - 5

Skowhegan

26 LEAVITT ST, SKOWHEGAN, ME, 04976

Drive up opens at 7:30 a.m. Monday - Friday, and closes 4:00 p.m. Monday - Wednesday, 5:30 p.m. Thursday and Friday . Lobby opens at 9:00 a.m. Monday - Friday, closes at 4:00 p.m. Monday - Wednesday, 5:00 p.m. Thursday and Friday.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.