🏦Bank Scorer

FOURTH WARD

Amite, LA · Federal Credit Union · Chartered in LA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #7877Est. 1952RSSD: 570688

Members

233

Net Worth Ratio

13.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$910K

Peer Group 1

Members

233

as of latest quarter

Net Worth Ratio

13.98%

Well Capitalized

Institution Profile

NCUA

Address

60233 Smilin Acres Rd, Amite, LA 70422-3841

Chartered

1952

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$910K

Total Shares

$783K

Total Loans

$500K

Net Income

$10K

Net Worth Ratio

13.98%

≥7% = Well Capitalized

Members

233

Return on Assets

1.06%

annualized · >0.5% healthy

Delinquency Rate (60d+)

10.09%

$50K

Loan-to-share ratio: 63.9%· healthy range 60–80%

Branch Locations

NCUA

Fourth Ward Federal Credit Union

60233 Smilin Acres Rd, amite, LA, 70422-3841

Is located in manager's home By appointment only

Main

VR

60233 Smilin Acres Rd, Amite, LA, 70422-3841

by appt

DR

60233 Smilin Acres Rd, Amite, LA, 70422-3841

by appt info on flash drive

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.