FOUNDERS
Lancaster, SC · Federal Credit Union · Chartered in SC
Who can join
Multiple / other
Members
290,408
Net Worth Ratio
13.28%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.18B
Peer Group 6
Members
290,408
as of latest quarter
Net Worth Ratio
13.28%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.18B
Total Shares
$4.42B
Total Loans
$4.07B
Net Income
$16.7M
Net Worth Ratio
13.28%
≥7% = Well Capitalized
Members
290,408
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.52%
$21.0M
Loan-to-share ratio: 92.1%· healthy range 60–80%
Branch Locations
NCUACorporate Office
737 Plantation Rd, Lancaster, SC, 29720
8:30 AM - 5:00 PM M-T 8:30 AM - 6:00 PM F
Anderson Road
778 Anderson Rd N, Rock Hill, SC, 29730
8:30 am - 5:00 pm M - T 8:30 am - 6:00 pm F
Cheraw
2599 Highway 9, Cheraw, SC, 29520
8:30 AM - 5:00 PM M-T 8:30 AM - 6:00 PM F
Chester
1769 J A Cochran Byp, Chester, SC, 29706
8:30 AM - 5:00 PM M-T 8:30 AM - 6:00 F
Chesterfield
1234 West Blvd, Chesterfield, SC, 29709
8:30 am - 5:00 pm M-T 8:30 am - 6:00 pm F
Clinton
24543 Highway 76 E, Clinton, SC, 29325
8:30 am - 5:00 pm M-T 8:30 am - 6:00 pm F
Ebenezer Road
1404 Ebenezer Rd, Rock Hill, SC, 29732
8:30 am - 5:00 pm M - T 8:30 am - 6:00 pm F
Gaffney
1504 W Floyd Baker Blvd, Gaffney, SC, 29341-1204
8:30 am - 5:00 pm M-T, 8:30 am - 6:00 pm F
Galleria
1290 Old Springdale Rd, Rock Hill, SC, 29730
8:30am - 5:00 pm M - T 8:30 am - 6:00 pm F
Gold Hill Road
957 Gold Hill Rd, Fort Mill, SC, 29708
8:30 am - 5:00 pm M - T 8:30 am - 6:00 pm F
40 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/founders" target="_blank" rel="noopener">View FOUNDERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.