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FOUNDATION

Springfield, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

Type 99

Charter #61157Est. 1933RSSD: 341299

Members

3,440

Net Worth Ratio

14.59%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$74.6M

Peer Group 4

Members

3,440

as of latest quarter

Net Worth Ratio

14.59%

Well Capitalized

Institution Profile

NCUA

Address

1726 W. Elfindale St, Springfield, MO 65807-1289

Chartered

1933

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$74.6M

Total Shares

$63.3M

Total Loans

$57.6M

Net Worth Ratio

14.59%

≥7% = Well Capitalized

Members

3,440

Delinquency Rate (60d+)

0.04%

$25K

Loan-to-share ratio: 91.1%· healthy range 60–80%

Branch Locations

NCUA

Foundation Credit Union

1726 W Elfindale St, Springfield, MO, 65807-1289

8:00 a.m to 5:00 p.m. M-F Drive Thru9:00 a.m. to 4:30 p.m. M-F Lobby

MainDrive-thru

Foundation Credit Union

2823 S Ingram Mill Rd, Springfield, MO, 65804

Lobby: 9:00 am - 4:30pmDrive Thru: 8:00 am - 5:00 pm

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.