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FORT SMITH TEACHERS

Fort Smith, AR · Federal Credit Union · Chartered in AR

Well Capitalized

Who can join

Occupational / select employee group

Charter #1248Est. 1936RSSD: 783273

Members

1,419

Net Worth Ratio

23.69%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$12.9M

Peer Group 3

Members

1,419

as of latest quarter

Net Worth Ratio

23.69%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 3606, Fort Smith, AR 72913-3606

Chartered

1936

Branch Locations

1 location

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$12.9M

Total Shares

$9.8M

Total Loans

$4.3M

Net Worth Ratio

23.69%

≥7% = Well Capitalized

Members

1,419

Delinquency Rate (60d+)

0.39%

$17K

Loan-to-share ratio: 43.6%· healthy range 60–80%

Branch Locations

NCUA

Main Office

5501 Euper Ln, Fort Smith, AR, 72903-3233

9:00 a.m. till 5:00 p.m. Monday thru Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.