FIRST U.S. COMMUNITY
Sacramento, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
27,555
Net Worth Ratio
11.66%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$554.2M
Peer Group 6
Members
27,555
as of latest quarter
Net Worth Ratio
11.66%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$554.2M
Total Shares
$490.1M
Total Loans
$351.3M
Net Worth Ratio
11.66%
≥7% = Well Capitalized
Members
27,555
Delinquency Rate (60d+)
0.32%
$1.1M
Loan-to-share ratio: 71.7%· healthy range 60–80%
Branch Locations
NCUAFirst US Community CU
580 University Ave, Sacramento, CA, 95825
8:00-5:30 M-F
Watt Branch
2150 Watt Ave, Sacramento, CA, 95825
9 am - 5:30 pm M-TH, 9-6 Fri, and 9-2 Sat
Auburn Branch
424 Grass Valley Hwy, Auburn, CA, 95603
9 am - 5:30 pm M-TH, 9-6 Fri, and 9-2 Sat
Grass Valley Branch
2090 Nevada City Hwy, Grass Valley, CA, 95945
9 am - 5:30 pm M-TH, 9-6 Fri, and 9-2 Sat
Rocklin Branch
6843 Lonetree Blvd Ste 101, Rocklin, CA, 95765-5880
9 am - 5:30 pm M-TH, 9-6 Fri, and 9-2 Sat
Gold River Branch
11220 Gold Express Dr Ste 405, Gold River, CA, 95670-4410
9 am - 5:30 pm M-TH, 9-6 Fri, and 9-2 Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/first-u-s-community" target="_blank" rel="noopener">View FIRST U.S. COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.