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FIRST SOUTH FINANCIAL

Bartlett, TN · Federal Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

Multiple / other

Charter #24963Est. 1957RSSD: 675480

Members

71,340

Net Worth Ratio

30.07%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$834.5M

Peer Group 6

Members

71,340

as of latest quarter

Net Worth Ratio

30.07%

Well Capitalized

Institution Profile

NCUA

Address

2723 Summer Oaks Dr, Bartlett, TN 38134

Chartered

1957

Branch Locations

16 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$834.5M

Total Shares

$571.8M

Total Loans

$475.6M

Net Worth Ratio

30.07%

≥7% = Well Capitalized

Members

71,340

Delinquency Rate (60d+)

0.13%

$629K

Loan-to-share ratio: 83.2%· healthy range 60–80%

Branch Locations

NCUA

Bartlett - Administration

2723 Summer Oaks Dr, Bartlett, TN, 38134

8-to-5 Mon-Fri

Main

Bartlett

6471 Stage Rd Ste 100, Bartlett, TN, 38134-2844

8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru) 9 to 1 Sat (Drive Thru)

ATMDrive-thru

Cordova

1575 N Germantown Pkwy, Cordova, TN, 38016-5966

8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru) 9 to 1 Sat (Drive Thru)

ATMDrive-thru

Highland

633 S Highland St, Memphis, TN, 38111-4355

8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru) 9 to 1 Sat (Drive Thru)

ATMDrive-thru

Madison

1940 Madison Ave, Memphis, TN, 38104-2707

8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru)

ATMDrive-thru

Millington

7792 Church St, Millington, TN, 38053

8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru) 9 to 1 Sat (Drive Thru)

ATMDrive-thru

Southaven

185 Goodman Rd W, Southaven, MS, 38671-9033

8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru) 9 to 1 Sat (Drive Thru)

ATMDrive-thru

St Jude

262 Danny Thomas Pl, Memphis, TN, 38105-3678

7:30 to 4 Mon - Fri

ATM

Whitehaven

1250 E Shelby Dr, Memphis, TN, 38116-7124

8:30-5:00 Mon -Thurs (Drive Thru Only) 8:30-6 Fri (Drive Thru Only) 9-1 Sat (Drive Thru Only)

ATMDrive-thru

Winchester

7166 Winchester Rd, Memphis, TN, 38125-2024

8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru) 9 to 1 Sat (Drive Thru)

ATMDrive-thru

6 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.