FIRST PEOPLES COMMUNITY
Cumberland, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
34,621
Net Worth Ratio
13.46%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$659.9M
Peer Group 6
Members
34,621
as of latest quarter
Net Worth Ratio
13.46%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$659.9M
Total Shares
$557.6M
Total Loans
$471.4M
Net Income
$1.9M
Net Worth Ratio
13.46%
≥7% = Well Capitalized
Members
34,621
Return on Assets
0.29%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.19%
$889K
Loan-to-share ratio: 84.5%· healthy range 60–80%
Branch Locations
NCUADowntown
153 BALTIMORE ST, CUMBERLAND, MD, 21502
M-F 9am-5pm
Grantsville
12497 NATIONAL PIKE, GRANTSVILLE, MD, 21536
M-F 8am-6pm Sat. 8am-3pm
Lonaconing
29 MAIN ST, LONACONING, MD, 21539-1122
M-F 8am-6pm Sat. 8am-3pm
Cresaptown
15304 MCMULLEN HWY SW, CRESAPTOWN, MD, 21502-5618
M-F 8am-6pm Sat. 8am-3pm
Meyersdale
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552-6929
M-F 8am-6pm Sat. 8am-3pm
Administrative Center
15200 McMullen Hwy SW, Cresaptown, MD, 21502-5788
M-F 8am-5pm by appointment
Industrial Boulevard
12505 Evitts Creek Dr SE, Cumberland, MD, 21502
8:00 am to 6:00 pm weekdays8:00 am to 3:00 pm saturdays
Short Gap
3143 Frankfort Hwy, Ridgeley, WV, 26753-8707
M-F 8am-6pm Sat 8am-3pm
Keyser
71 Plaza Dr, Keyser, WV, 26726
M-F 8am-6pm Sat 8am-3pm
Frostburg
17610 OLD NATIONAL PIKE SW, FROSTBURG, MD, 21532-3467
M-F 8am-6pm Sat. 8am-3pm
11 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-peoples-community" target="_blank" rel="noopener">View FIRST PEOPLES COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.