FIRST NORTHERN
Chicago, IL · State Credit Union · Chartered in IL
Who can join
Type 99
Members
21,345
Net Worth Ratio
10.47%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$335.0M
Peer Group 5
Members
21,345
as of latest quarter
Net Worth Ratio
10.47%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$335.0M
Total Shares
$292.8M
Total Loans
$228.1M
Net Income
$588K
Net Worth Ratio
10.47%
≥7% = Well Capitalized
Members
21,345
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$1.2M
Loan-to-share ratio: 77.9%· healthy range 60–80%
Branch Locations
NCUA01 - Monroe
230 W Monroe St, Chicago, IL, 60606
Mon, Tue, Thu, Fri - 8:00 to 4:30 Wed - 9:30 to 4:30
02 - Show Place
104 N Show Place Dr, Rockford, IL, 61107
Mon, Tue, Thu - 8:30 - 5:00 Wed - 9:30 - 5:00 Fri - 8:30 - 6:00 Sat - 9:00 - 12:00
03 - Streeterville
541 N Fairbanks Ct, Chicago, IL, 60611
Mon, Tue, Thu, Fri - 8:00 - 4:30 Wed - 9:30 - 4:30
04 - Evanston
1705 Sherman Ave, Evanston, IL, 60201
Mon, Tue, Thu - 8:30 - 5:00 Wed - 9:30 - 5:00 Fri - 8:30 - 6:00 Sat - 9:00 - 12:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-northern" target="_blank" rel="noopener">View FIRST NORTHERN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.