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FIRST FINANCIAL OF MARYLAND

Sparks, MD · Federal Credit Union · Chartered in MD

Well Capitalized

Who can join

Occupational / select employee group

Charter #8554Est. 1953RSSD: 256786

Members

80,539

Net Worth Ratio

16.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.42B

Peer Group 6

Members

80,539

as of latest quarter

Net Worth Ratio

16.79%

Well Capitalized

Institution Profile

NCUA

Address

72 Loveton Cir, Sparks, MD 21152-9202

Chartered

1953

Branch Locations

10 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.42B

Total Shares

$1.17B

Total Loans

$884.5M

Net Worth Ratio

16.79%

≥7% = Well Capitalized

Members

80,539

Delinquency Rate (60d+)

0.34%

$3.0M

Loan-to-share ratio: 75.3%· healthy range 60–80%

Branch Locations

NCUA

Loveton

72 Loveton Cir, Sparks, MD, 21152-9202

M-F 9:00 am - 5:00 pm

Main

Westminster

625 Baltimore Blvd Ste H, Westminster, MD, 21157-6183

M-W, F 9:00 am - 4:00 pm; TH 9:00 am - 7:00 pm

ATM

Golden Ring

8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237-3028

M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm

ATM

Fullerton

7966 Belair Rd, Baltimore, MD, 21236-3706

M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm

ATM

Owings Mills

9906 Reisterstown Rd, Owings Mills, MD, 21117-3945

M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm

ATM

Heaver Plaza

1301 York Rd, Lutherville, MD, 21093-6035

M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm

ATMDrive-thru

Pocomoke City

1506 Market St, Pocomoke City, MD, 21851-1712

Tuesday: 9:00am - 5:00PM Wednesday: 9:00am - 5:00PM Friday: 9:00am - 5:00pm

St. Joseph Branch

7601 Osler Dr, Towson, MD, 21204-7700

Monday - Wednesday 8am to 2pm Friday 8am to 2pm

Catonsville

40 W Plaza, Catonsville, MD, 21228

M-W, F 9:00 am - 4:30 pm; TH 9:00 am -7:00 pm

ATM

Elkton

203 Booth St, Elkton, MD, 21921-5646

Monday - 9 a.m. to 5 p.m. Tuesday - 9 a.m. to 5 p.m. Wednesday - 9 a.m. to 5 p.m. Thursday - 9 a.m. to 5 p.m. Friday - 9 a.m. to 5 p.m.

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.