🏦Bank Scorer

FIRST CITY

Pasadena, CA · State Credit Union · Chartered in CA

MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #68503Est. 1937RSSD: 1004779

Members

57,810

Net Worth Ratio

13.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$952.4M

Peer Group 6

Members

57,810

as of latest quarter

Net Worth Ratio

13.35%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 93727, Pasadena, CA 91109-3727

Chartered

1937

Branch Locations

7 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$952.4M

Total Shares

$818.2M

Total Loans

$457.2M

Net Income

$977K

Net Worth Ratio

13.35%

≥7% = Well Capitalized

Members

57,810

Return on Assets

0.10%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.38%

$1.8M

Loan-to-share ratio: 55.9%· healthy range 60–80%

Branch Locations

NCUA

Altadena

500 W Woodbury Rd, Altadena, CA, 91001-5410

8 am - 5pm

Main

West Covina Branch

471 N Azusa Ave, West Covina, CA, 91791

9am - 5pm

ATM

Lakewood Branch

4107 Candlewood St, Lakewood, CA, 90712-1621

9am - 5pm

ATM

Claremont Branch

250 W 1st St Ste 150, Claremont, CA, 91711-4770

9am - 5pm

ATM

Antelope Valley

40162 10th St W Ste A2, Palmdale, CA, 93551-3041

9am- 5pm Monday to Thursday9am-6pm Friday9am-2pm Saturday

ATM

Pasadena

1 W California Blvd, Pasadena, CA, 91105-3029

Tues.-Fri 8 a.m.-4 p.mSat. 9 a.m.- 2 p.m.

ATM

Los Angeles

555 N Spring St Ste 130, Los Angeles, CA, 90012-4671

9am to 5pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.