FIRST CHOICE
West Palm Beach, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
8,341
Net Worth Ratio
10.71%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$155.4M
Peer Group 5
Members
8,341
as of latest quarter
Net Worth Ratio
10.71%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$155.4M
Total Shares
$141.6M
Total Loans
$78.4M
Net Worth Ratio
10.71%
≥7% = Well Capitalized
Members
8,341
Delinquency Rate (60d+)
0.05%
$39K
Loan-to-share ratio: 55.4%· healthy range 60–80%
Branch Locations
NCUAMain Office
1055 S Congress Ave, West Palm Beach, FL, 33406-5195
8:30AM to 5:00PM
VA Medical Center
7305 N Military Trl, Riviera Beach, FL, 33410-7417
8:30AM to 5:00PM
Main Office
1055 S Congress Ave, West Palm Beach, FL, 33406
8:30AM to 5:00PM
Shared Service Centers/Network
615 Channelside Dr Ste 204, Tampa, FL, 33602-5406
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-choice-fl" target="_blank" rel="noopener">View FIRST CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.