FIRST ALLIANCE
Rochester, MN · State Credit Union · Chartered in MN
Who can join
Type 99
Members
21,663
Net Worth Ratio
10.44%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$335.0M
Peer Group 5
Members
21,663
as of latest quarter
Net Worth Ratio
10.44%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$335.0M
Total Shares
$287.8M
Total Loans
$247.0M
Net Income
$2.5M
Net Worth Ratio
10.44%
≥7% = Well Capitalized
Members
21,663
Return on Assets
0.74%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.90%
$2.2M
Loan-to-share ratio: 85.8%· healthy range 60–80%
Branch Locations
NCUA16th Street
501 16th St SE, Rochester, MN, 55904
Lobby: Mon-Fri 9 AM - 5 PM; Sat 9 AM -Noon Drive Up Kiosk: Mon-Fri: 7:30 AM - 6:00 PM and Sat 8AM - Noon.
Byron
1011 Tompkins Dr NE, Byron, MN, 55920
Drive Thru Kiosk: Mon - Fri 7:30 AM - 6 PM; Sat 8 AM - Noon. Lobby: Mon - Fri : 10 AM - 5 PM
Stewartville
300 Main ST N, Stewartville, MN, 55976-1235
Lobby: Mon-Fri 10 AM to 5 PM Drive Up Kiosk: Mon -Fri: 7:30 AM -6 PM and Sat 8 AM - Noon.
Commerce Dr
2483 Commerce Dr NW, Rochester, MN, 55901
Lobby: Mon-Fri 8 AM to 5 PM; Sat 9 AM - Noon Drive Up Kiosk: Mon-Fri: 7:30 AM -6 PM and Sat 8 AM-Noon.
Lake City
201 N 8th St, Lake City, MN, 55041
Lobby: Mon-Fri 8:30 AM to 4:30 PM. Drive-Up kiosk: Mon -Fri 7:30 AM to 6 PM, Sat 8 AM - Noon.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/first-alliance" target="_blank" rel="noopener">View FIRST ALLIANCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.