FINANCIAL PLUS
Ottawa, IL · State Credit Union · Chartered in IL
Who can join
Type 99
Members
45,783
Net Worth Ratio
12.96%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$603.3M
Peer Group 6
Members
45,783
as of latest quarter
Net Worth Ratio
12.96%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$603.3M
Total Shares
$519.5M
Total Loans
$382.7M
Net Income
$2.3M
Net Worth Ratio
12.96%
≥7% = Well Capitalized
Members
45,783
Return on Assets
0.38%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.26%
$1.0M
Loan-to-share ratio: 73.7%· healthy range 60–80%
Branch Locations
NCUABranch 1 Ottawa
800 Chestnut St, Ottawa, IL, 61350
8-5 M-Th, 8-5:30 F, 8-12 S
Branch 2 - Peru Branch
2813 Plaza Dr, Peru, IL, 61354
8-5 M-Th, 8-5:30 F, 8-12 S
Branch 3 Mendota Branch
1905 13th Ave, Mendota, IL, 61342
8-5 M-Th, 8-5:30 F, 8-12 S
Branch 5- Diamond Branch
1800 E Division St, Diamond, IL, 60416-6007
Mon-Thurs 8-5Friday 8-5:30Sat 8-12
Branch 4- Morris Branch
1300 N Division St, Morris, IL, 60450-1452
Mon-Thurs 8:00-5:00Fri 8:00-5:30Sat 8:00-12:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/financial-plus" target="_blank" rel="noopener">View FINANCIAL PLUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.