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FERKO MD

Frederick, MD · Federal Credit Union · Chartered in MD

Well Capitalized

Who can join

Community — open geographic area

Charter #10381Est. 1955RSSD: 175083

Members

3,035

Net Worth Ratio

19.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$29.9M

Peer Group 3

Members

3,035

as of latest quarter

Net Worth Ratio

19.16%

Well Capitalized

Institution Profile

NCUA

Address

502 W Patrick St, Frederick, MD 21701

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$29.9M

Total Shares

$24.1M

Total Loans

$10.6M

Net Worth Ratio

19.16%

≥7% = Well Capitalized

Members

3,035

Delinquency Rate (60d+)

0.35%

$37K

Loan-to-share ratio: 44.0%· healthy range 60–80%

Branch Locations

NCUA

502 W Patrick St

502 W Patrick St, Frederick, MD, 21701

Mon-Wed-Fri 11:00 AM-7:00PM Tue-Thur 10:00 AM-4:00 PM

Main

8348 Corporate Drive

8348 Corporate Dr, Mount Pleasant, WI, 53406

M-F 8:00AM CT - 6:00PM CT

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.