🏦Bank Scorer

FEDERATED EMPLOYEES

Owatonna, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 99

Charter #64703Est. 1934RSSD: 844594

Members

4,931

Net Worth Ratio

13.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$66.4M

Peer Group 4

Members

4,931

as of latest quarter

Net Worth Ratio

13.04%

Well Capitalized

Institution Profile

NCUA

Address

1929 S Cedar Ave, Owatonna, MN 55060-4301

Chartered

1934

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$66.4M

Total Shares

$57.6M

Total Loans

$36.5M

Net Income

$118K

Net Worth Ratio

13.04%

≥7% = Well Capitalized

Members

4,931

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.02%

$6K

Loan-to-share ratio: 63.4%· healthy range 60–80%

Branch Locations

NCUA

FECU Main Office

1929 S Cedar Ave, Owatonna, MN, 55060-4301

7:00 AM - 4:30 PM

Main

FECU Downtown Office

121 E Park Sq, Owatonna, MN, 55060-3046

9:00 am to 3:30 pm CST

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.