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FEDCO

Jefferson City, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

State government employees (special charter)

Charter #64397Est. 1960RSSD: 121192

Members

400

Net Worth Ratio

11.00%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$7.0M

Peer Group 2

Members

400

as of latest quarter

Net Worth Ratio

11.00%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 658, Jefferson City, MO 65102

Chartered

1960

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$7.0M

Total Shares

$6.2M

Total Loans

$2.0M

Net Worth Ratio

11.00%

≥7% = Well Capitalized

Members

400

Loan-to-share ratio: 31.7%· healthy range 60–80%

Branch Locations

NCUA

FEDCO Credit Union

701 S Country Club Dr, Jefferson City, MO, 65109-5814

8:00 a.m. - 4:30 p.m. (Monday-Thursday) 8:00 a.m. - 3:15 p.m. (Friday)

Main

Central Bank

3533 Country Club Dr, Jefferson City, MO, 65109-1032

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.