🏦Bank Scorer

FD COMMUNITY

Waterbury, CT · Federal Credit Union · Chartered in CT

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #42Est. 1934RSSD: 870276

Members

13,506

Net Worth Ratio

11.11%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$159.9M

Peer Group 5

Members

13,506

as of latest quarter

Net Worth Ratio

11.11%

Well Capitalized

Institution Profile

NCUA

Address

601 Watertown Ave, Waterbury, CT 06708

Chartered

1934

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$159.9M

Total Shares

$140.9M

Total Loans

$96.5M

Net Worth Ratio

11.11%

≥7% = Well Capitalized

Members

13,506

Delinquency Rate (60d+)

0.90%

$872K

Loan-to-share ratio: 68.5%· healthy range 60–80%

Branch Locations

NCUA

Watertown Avenue

601 Watertown Ave, Waterbury, CT, 06708

M-T-WF 8 am to 4 pm Th 8 am - 6 pm

MainATM

Meriden Rd

281 Meriden Rd, Waterbury, CT, 06705

M-T-W-F 8 am - 4 pm TH 8 am - 6 pm Sat 8:30 am - 12:30 pm

ATMDrive-thru

Woodruff Ave

48 Woodruff Ave, Watertown, CT, 06795

M, T, W & F 8:00 - 4:00 Th 8:00 - 6:00

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.