F3
San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
12,873
Net Worth Ratio
18.07%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$239.4M
Peer Group 5
Members
12,873
as of latest quarter
Net Worth Ratio
18.07%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$239.4M
Total Shares
$199.7M
Total Loans
$113.6M
Net Income
$320K
Net Worth Ratio
18.07%
≥7% = Well Capitalized
Members
12,873
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.50%
$572K
Loan-to-share ratio: 56.9%· healthy range 60–80%
Branch Locations
NCUAMain Office
1040 Leigh Ave, San Jose, CA, 95126
M-F 8am-6pm
San Francisco Branch
175 Mendell St, San Francisco, CA, 94124
M-F 9am-5pm
North San Jose Branch
1750 Lundy Ave, San Jose, CA, 95101-9001
M-F 9am-5pm
Oakland Branch
480 ROLAND WAY STE 102, OAKLAND, CA, 94621
M-F 9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/f3" target="_blank" rel="noopener">View F3 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.