EXCITE
San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
45,798
Net Worth Ratio
6.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$615.2M
Peer Group 6
Members
45,798
as of latest quarter
Net Worth Ratio
6.95%
Adequately Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$615.2M
Total Shares
$576.9M
Total Loans
$452.8M
Net Worth Ratio
6.95%
≥7% = Well Capitalized
Members
45,798
Delinquency Rate (60d+)
0.38%
$1.7M
Loan-to-share ratio: 78.5%· healthy range 60–80%
Branch Locations
NCUACorporate Office
151 Bernal Rd, San Jose, CA, 95119-1306
Mon-Fri 9:00AM- 5:00PM
Curtner
265 Curtner Ave, San Jose, CA, 95125
Mon-Fri: 9am-6pm, Sat: 9am-2pm
Blossom Valley
848A Blossom Hill Rd, San Jose, CA, 95123
HOURS: Mon-Fri: 9am-6pm, Sat: 9am-2pm
Glen Meade
2465 S 17th St, Wilmington, NC, 28401
HOURS: Mon-Thur: 9am-5pm Fri: 9am-6pm
Racine
237 Racine Dr, Wilmington, NC, 28403
HOURS: Mon-Thur: 9am-5pm Fri: 9am-6pm; Sat: 9am-2pm
Quetzal Gardens
1695 Alum Rock Ave Ste 50, San Jose, CA, 95116-2471
Monday - Thursday: 9 am - 5 pm Friday: 9 am - 6 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/excite" target="_blank" rel="noopener">View EXCITE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.