🏦Bank Scorer

ENRICHMENT

Oak Ridge, TN · Federal Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #6778Est. 1950RSSD: 688387

Members

48,359

Net Worth Ratio

11.87%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$972.5M

Peer Group 6

Members

48,359

as of latest quarter

Net Worth Ratio

11.87%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 883, Oak Ridge, TN 37831-0883

Chartered

1950

Branch Locations

9 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$972.5M

Total Shares

$853.3M

Total Loans

$722.7M

Net Income

$2.2M

Net Worth Ratio

11.87%

≥7% = Well Capitalized

Members

48,359

Return on Assets

0.22%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.10%

$715K

Loan-to-share ratio: 84.7%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

201 S ILLINOIS AVE, OAK RIDGE, TN, 37830

M-F 9:00-5:00

MainATMDrive-thru

NORTH KNOXVILLE BRANCH

5201 SCHUBERT RD, KNOXVILLE, TN, 37912

M-F 9:00-5:00

ATMDrive-thru

WEST KNOXVILLE BRANCH

9210 KINGSTON PIKE, KNOXVILLE, TN, 37922-2317

M-F 9:00-5:00

ATMDrive-thru

CLINTON BRANCH

1116 N CHARLES G SEIVERS BLVD, CLINTON, TN, 37716

M-F 9:00-5:00

ATMDrive-thru

ROANE COUNTY BRANCH

1009 BRADFORD WAY, KINGSTON, TN, 37763

M-F 9:00-5:00

ATMDrive-thru

NEW TAZEWELL BRANCH

404 S BROAD ST, NEW TAZEWELL, TN, 37825

M-F 9:00-5:00

ATMDrive-thru

NORTHSHORE BRANCH

9419 S NORTHSHORE DR, KNOXVILLE, TN, 37922

M-F 9:00-5:00

ATMDrive-thru

HALLS BRANCH

7005 Maynardville Pike, KNOXVILLE, TN, 37918-5737

M-F 9:00 - 5:00

ATMDrive-thru

MIDTOWN at PINNACLE POINT

1834 Roane State Hwy, Harriman, TN, 37748-8309

M-F 9:00 - 5:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.