EMPLOYEES CHOICE
El Cajon, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
1,068
Net Worth Ratio
11.66%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$23.0M
Peer Group 3
Members
1,068
as of latest quarter
Net Worth Ratio
11.66%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$23.0M
Total Shares
$20.2M
Total Loans
$8.7M
Net Worth Ratio
11.66%
≥7% = Well Capitalized
Members
1,068
Loan-to-share ratio: 43.0%· healthy range 60–80%
Branch Locations
NCUAEmployees Choice Federal Credit Union
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
M, T 9:00am to 4:30pm W 10:30am to 4:30pm Th, F 9:00am to 5:00pm
La Mesa Branch
7839 University Ave Ste 101, La Mesa, CA, 91942
M-T 9am - 4:30pmW 10:30am - 4:30pmTh-F 9am - 5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/employees-choice" target="_blank" rel="noopener">View EMPLOYEES CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.