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EMPEOPLE

Moline, IL · State Credit Union · Chartered in IL

Adequately Capitalized

Who can join

Type 99

Charter #68598Est. 1935RSSD: 769594

Members

73,975

Net Worth Ratio

8.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.28B

Peer Group 6

Members

73,975

as of latest quarter

Net Worth Ratio

8.26%

Adequately Capitalized

Institution Profile

NCUA

Address

3950 38th Ave, Moline, IL 61265-6471

Chartered

1935

Branch Locations

35 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.28B

Total Shares

$2.07B

Total Loans

$1.93B

Net Income

$4.6M

Net Worth Ratio

8.26%

≥7% = Well Capitalized

Members

73,975

Return on Assets

0.20%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.24%

$4.7M

Loan-to-share ratio: 93.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office - Moline

3950 38th Ave, Moline, IL, 61265-6471

7:30am to 5:30pm M-F 8:00am to 12:00pm Sat

MainATM

Admin Center

1 John Deere Pl, Moline, IL, 61265-8010

8:00am to 4:30pm M-F

ATM

PDC - Milan

1600 1st Ave E, Milan, IL, 61264-2608

8:00am to 4:30pm M-F

ATM

Des Moines Works

825 SW Irvinedale Dr, Ankeny, IA, 50023

7:00am to 3:30pm M-F

ATM

Waterloo Works

3500 E Donald St, Waterloo, IA, 50703-9203

7:00am to 4:00pm M-F

ATM

Augusta

700 Horizon South Pkwy, Grovetown, GA, 30813-3000

8:00am to 4:30pm M-F

ATM

Waterloo-DTO

400 Westfield Ave, Waterloo, IA, 50701-5343

7:00am to 4:00pm M, W

ATM

Waterloo Engine Works

3801 W Ridgeway Ave, Waterloo, IA, 50701-9010

7:00am to 4:00pmn M-F

ATM

Waterloo Foundry

2000 Westfield Ave, Waterloo, IA, 50701-1200

7:00am to 4:00pm T, F

ATM

Waterloo - SPO

1400 Westfield Ave, Waterloo, IA, 50701

7:00am to 4:00pm Th

ATM

25 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.