EMERALD COAST
Port St Joe, FL · Federal Credit Union · Chartered in FL
Who can join
Community / multiple bond
Members
5,164
Net Worth Ratio
7.86%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$64.2M
Peer Group 4
Members
5,164
as of latest quarter
Net Worth Ratio
7.86%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$64.2M
Total Shares
$60.0M
Total Loans
$40.1M
Net Worth Ratio
7.86%
≥7% = Well Capitalized
Members
5,164
Delinquency Rate (60d+)
0.22%
$87K
Loan-to-share ratio: 66.9%· healthy range 60–80%
Branch Locations
NCUAEMERALD COAST FEDERAL CREDIT UNION
502 WOODWARD AVE, PORT ST JOE, FL, 32456-1744
MON/TUES/THURS 9AM-5PM WED 9AM-1PM FRI 9AM-5:30PM
EMERALD COAST FEDERAL CREDIT UNION
101 E RIVER RD, WEWAHITCHKA, FL, 32465-4933
MON/TUES/THURS 8AM-4PM CST WED 8AM-12PM CST FRI 8AM-4:30PM CST
Emerald Coast Federal Credit Union
282 US Highway 98, Eastpoint, FL, 32328
Monday, Tuesday, Thursday - 9am to 5pm ESTWednesday - 9am to 1pm ESTFriday - 9am to 5:30pm EST
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/emerald-coast" target="_blank" rel="noopener">View EMERALD COAST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.