EFFINGHAM HIGHWAY
Effingham, IL · Corporate Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
1,010
Net Worth Ratio
19.49%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.8M
Peer Group 2
Members
1,010
as of latest quarter
Net Worth Ratio
19.49%
Well Capitalized
Institution Profile
NCUAPhone
Address
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.8M
Total Shares
$4.7M
Total Loans
$4.8M
Net Income
$35K
Net Worth Ratio
19.49%
≥7% = Well Capitalized
Members
1,010
Return on Assets
0.61%
annualized · >0.5% healthy
Loan-to-share ratio: 102.1%· healthy range 60–80%
Branch Locations
NCUAEffingham Highway Credit Union
400 W Wabash Ave, Effingham, IL, 62401-2670
M-F 8:00 am - noon and 1:00 pm - 4:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/effingham-highway" target="_blank" rel="noopener">View EFFINGHAM HIGHWAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.