EFCU FINANCIAL
Baton Rouge, LA · Federal Credit Union · Chartered in LA
Who can join
Multiple / other
Members
72,182
Net Worth Ratio
9.64%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.28B
Peer Group 6
Members
72,182
as of latest quarter
Net Worth Ratio
9.64%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.28B
Total Shares
$1.12B
Total Loans
$1.12B
Net Worth Ratio
9.64%
≥7% = Well Capitalized
Members
72,182
Delinquency Rate (60d+)
0.27%
$3.1M
Loan-to-share ratio: 99.9%· healthy range 60–80%
Branch Locations
NCUASherwood - Ops Center
3232 S Sherwood Forest Blvd, Baton Rouge, LA, 70816-2218
8:00am - 5:00pm
Shenandoah Branch
15026 Market St, Baton Rouge, LA, 70817
M-F 8:30am-5:00pm
Refinery Main Gate Branch
3861 Scenic Hwy, Baton Rouge, LA, 70805
M-F 8:30am-5:00pm
Zachary Branch
1804 Church St, Zachary, LA, 70791
M-F 8:30 am - 5:00pm Saturday 9:00am - 2:00pm
Monterrey Branch
3663 Monterrey Dr, Baton Rouge, LA, 70814-2920
M-F 8:30am-5:00pm Saturday 9:00am-2:00pm
Prairieville Branch
17235 Old Jefferson Hwy, Prairieville, LA, 70769
M - F 8:30 a.m - 5:00 p.m.Saturday 9:00 a.m. - 12:00 p.m.
Denham Springs Branch
7822 Magnolia Beach Rd, Denham Springs, LA, 70726
8:30 - 5:00 pm Monday - FridaySaturday 9:00 a.m. - 12:00 p.m.
Perkins Branch
9210 Perkins Rd, Baton Rouge, LA, 70810
M-F 8:30am-5:00pm
Burnside Branch
1508 S Burnside Ave, Gonzales, LA, 70737-4405
M-F 8:30-5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/efcu-financial" target="_blank" rel="noopener">View EFCU FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.