EDWARDS
Edwards, CA · Federal Credit Union · Chartered in CA
Who can join
Employer / occupational group
Members
16,661
Net Worth Ratio
8.75%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$278.9M
Peer Group 5
Members
16,661
as of latest quarter
Net Worth Ratio
8.75%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$278.9M
Total Shares
$255.9M
Total Loans
$155.0M
Net Worth Ratio
8.75%
≥7% = Well Capitalized
Members
16,661
Delinquency Rate (60d+)
0.58%
$906K
Loan-to-share ratio: 60.6%· healthy range 60–80%
Branch Locations
NCUAEdwards AFB Branch
10 S Muroc Dr, Edwards, CA, 93524-8002
Lobby: 9:00 am - 5:00 pm Mon-Fri Walk-Up 8:00 am - 9:00 am Mon-Fri 5:00 pm - 5:30 pm Mon & Fri &
Palmdale Branch
39963 10th St W, Palmdale, CA, 93551
Lobby: 9:30 am - 6:00 pm Mon-Fri; 9:00 am - 1:00 pm Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/edwards" target="_blank" rel="noopener">View EDWARDS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.