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EDUCATIONAL COMMUNITY

Springfield, MO · State Credit Union · Chartered in MO

LICUWell Capitalized

Who can join

Type 99

Charter #62589Est. 1938RSSD: 721499

Members

7,557

Net Worth Ratio

9.84%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$77.1M

Peer Group 4

Members

7,557

as of latest quarter

Net Worth Ratio

9.84%

Well Capitalized

Institution Profile

NCUA

Address

1221 E Grand St, Springfield, MO 65804

Chartered

1938

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$77.1M

Total Shares

$69.0M

Total Loans

$41.7M

Net Worth Ratio

9.84%

≥7% = Well Capitalized

Members

7,557

Delinquency Rate (60d+)

0.62%

$257K

Loan-to-share ratio: 60.3%· healthy range 60–80%

Branch Locations

NCUA

Springfield Office

1221 E Grand St, Springfield, MO, 65804

Monday, Tuesday, Thursday, Friday 8:45-5:15 Wednesday 10:00-5:15

MainATMDrive-thru

Ozark Office

1550 W Diane St, Ozark, MO, 65721-8425

Monday, Tuesday, Thursday, Friday8:45 to 5:15 Wednesday10:00 to 5:15 Saturday9:00 to 1:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.