🏦Bank Scorer

EDUCATIONAL

Miami, FL · Federal Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 34

Charter #176Est. 1935RSSD: 80972

Members

119,576

Net Worth Ratio

15.57%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.80B

Peer Group 6

Members

119,576

as of latest quarter

Net Worth Ratio

15.57%

Well Capitalized

Institution Profile

NCUA

Address

7800 Sw 117th Ave, Miami, FL 33183-3825

Chartered

1935

Branch Locations

10 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.80B

Total Shares

$1.51B

Total Loans

$1.13B

Net Worth Ratio

15.57%

≥7% = Well Capitalized

Members

119,576

Delinquency Rate (60d+)

0.23%

$2.6M

Loan-to-share ratio: 74.5%· healthy range 60–80%

Branch Locations

NCUA

Kendall

7800 SW 117th Ave, Miami, FL, 33183-3825

Various

MainATMDrive-thru

Downtown

1498 NE 2nd Ave, Miami, FL, 33132

Various

ATM

Miami Lakes

5890 NW 158th St, Miami Lakes, FL, 33014-6722

Various

ATM

Homestead

16460 SW 304th St, Homestead, FL, 33033-3260

Various

Kendall

7800 SW 117th Ave, Miami, FL, 33183-3825

Various

Miami Gardens

18975 NW 2nd Ave, Miami, FL, 33169

Various

ATMDrive-thru

Palmetto Bay

17500 S Dixie Hwy, Miami, FL, 33157

Various

ATMDrive-thru

27th Avenue Branch

2310 SW 27th Ave, Miami, FL, 33145-3642

M-R 9AM-5PMF 9AM-6PMS 9AM-1PM

ATMDrive-thru

Miramar Park Place

11295 Miramar Pkwy, Miramar, FL, 33025

Monday-Thursday 9:00am-5:00pm Friday 9:00am-6:00pm, Saturday 9:00am -1:00pm

ATM

Miami Dade College, North Campus

11380 NW 27th Ave, Miami, FL, 33167-3418

Monday - Friday 10:00am-6:00pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.