🏦Bank Scorer

EAST RIVER

Madison, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Employer / occupational group

Charter #11353Est. 1956RSSD: 567987

Members

3,128

Net Worth Ratio

10.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$41.6M

Peer Group 3

Members

3,128

as of latest quarter

Net Worth Ratio

10.98%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 31, Madison, SD 57042

Chartered

1956

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$41.6M

Total Shares

$37.0M

Total Loans

$15.8M

Net Income

$152K

Net Worth Ratio

10.98%

≥7% = Well Capitalized

Members

3,128

Return on Assets

0.36%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.96%

$152K

Loan-to-share ratio: 42.8%· healthy range 60–80%

Branch Locations

NCUA

East River FCU

220 S Harth Ave, Madison, SD, 57042-2916

8:00 - 5:30 Mon - Fri 9:00 - 12:00 Sat CST

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.