DIRECT
Needham, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
23,538
Net Worth Ratio
11.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$789.8M
Peer Group 6
Members
23,538
as of latest quarter
Net Worth Ratio
11.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$789.8M
Total Shares
$617.5M
Total Loans
$695.4M
Net Worth Ratio
11.32%
≥7% = Well Capitalized
Members
23,538
Delinquency Rate (60d+)
0.30%
$2.1M
Loan-to-share ratio: 112.6%· healthy range 60–80%
Branch Locations
NCUAMain Branch
50 Cabot St, Needham, MA, 02494
Branch hours: Monday, Tuesday, Wednesday, and Friday: 8:00 a.m. - 4:00 p.m. Thursday: 8:00 a.m. - 6:00 p.m. Saturday: 8:00
Wescom Resource Group
5601 E La Palma Ave, Anaheim, CA, 92807-2109
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/direct" target="_blank" rel="noopener">View DIRECT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.