DESERT FINANCIAL
Phoenix, AZ · State Credit Union · Chartered in AZ
Who can join
Type 99
Members
511,369
Net Worth Ratio
12.01%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$9.79B
Peer Group 6
Members
511,369
as of latest quarter
Net Worth Ratio
12.01%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$9.79B
Total Shares
$8.80B
Total Loans
$5.17B
Net Income
$21.2M
Net Worth Ratio
12.01%
≥7% = Well Capitalized
Members
511,369
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.22%
$11.2M
Loan-to-share ratio: 58.7%· healthy range 60–80%
Branch Locations
NCUAPapago
148 N 48th St, Phoenix, AZ, 85034
Employee Access: M-F 7:00am - 7:00pm/Sat. 7:00am - 7:00pm. card access only ATM: 24 Hours
Baseline Frys
5140 W Baseline Rd, Laveen, AZ, 85339
Weekday HoursBranch: 9:00am to 6:00pm Saturday HoursBranch: 9:00am-2:00pmATM: 24 Hours
Chandler Wal-Mart
2750 E Germann Rd, Chandler, AZ, 85286
Weekday HoursBranch: 9:00am to 9:00pm Saturday HoursBranch: 9:00am to 2:00pmATM: 24 Hours
Happy Valley Wal-Mart
2501 W Happy Valley Rd Ste 34, Phoenix, AZ, 85085-3712
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM 24 Hours
Indian School Wal-Mart
5250 W Indian School Rd, Phoenix, AZ, 85031
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
Maricopa Frys
20797 N John Wayne Pkwy, Maricopa, AZ, 85139
Weekday HoursBranch: 9am to 6pm SaturdayHours: 9am to 2pm ATM: 24 Hours
McKellips
4405 E McKellips Rd, Mesa, AZ, 85215
Weekday Hours Branch: 9:00am to 6:00pm Drive Thru: 9:00am to 6:00pm ATM: 24 Hours Saturday Hours Branch: 9:00am to 1:00pm Drive Thru: 9:00am to 1:00pm
Payson Wal-Mart
300 N Beeline Hwy, Payson, AZ, 85541
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
Queen Creek Wal-Mart
1725 W Hunt Hwy, San Tan Valley, AZ, 85143
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
Riggs Frys
985 E Riggs Rd, Chandler, AZ, 85249-4259
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
41 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/desert-financial" target="_blank" rel="noopener">View DESERT FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.