DEPARTMENT OF COMMERCE
Washington, DC · Federal Credit Union · Chartered in DC
Who can join
Community — open geographic area
Members
29,033
Net Worth Ratio
5.67%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$762.4M
Peer Group 6
Members
29,033
as of latest quarter
Net Worth Ratio
5.67%
Undercapitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$762.4M
Total Shares
$691.7M
Total Loans
$661.6M
Net Worth Ratio
5.67%
≥7% = Well Capitalized
Members
29,033
Delinquency Rate (60d+)
0.97%
$6.4M
Loan-to-share ratio: 95.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
1401 Constitution Ave NW Rm B-0038A, Washington, DC, 20230-0001
8:30 Am to 3:30 pm
Silver Spring Office
1325 E West HWY, silver spring, MD, 20910
8:30 Am to 3:30 Pm
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 24 | 9 | 11 | 37.5% | 45.8% |
| 2022 | 254 | 185 | 23 | 72.8% | 9.1% |
| 2021 | 742 | 681 | 41 | 91.8% | 5.5% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/department-of-commerce" target="_blank" rel="noopener">View DEPARTMENT OF COMMERCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.