DEMOCRACY
Alexandria, VA · Federal Credit Union · Chartered in VA
Who can join
Community — open geographic area
Members
11,818
Net Worth Ratio
6.68%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$190.0M
Peer Group 5
Members
11,818
as of latest quarter
Net Worth Ratio
6.68%
Adequately Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$190.0M
Total Shares
$174.2M
Total Loans
$121.4M
Net Worth Ratio
6.68%
≥7% = Well Capitalized
Members
11,818
Delinquency Rate (60d+)
0.62%
$754K
Loan-to-share ratio: 69.7%· healthy range 60–80%
Branch Locations
NCUAAlexandria
400 N Columbus St, Alexandria, VA, 22314
Monday-Friday 8:00 AM - 5:00 PM
Silver Hill
5720 Silver Hill Rd, District Heights, MD, 20747
Monday-Friday 9:00 AM-5:00 PM Drive Thru opens 8:30 AM
Philadelphia
300 Spring Garden St, Philadelphia, PA, 19123
Wednesday and Thursday 9:00 AM-3:00 PM Every other payday Friday 9:00 AM-1:00 PM
Alexandria
400 N Columbus St, Alexandria, VA, 22314-2259
Monday-Friday 9:00 AM-5:00 PM
550 C Street Branch
550 C St SW, Washington, DC, 20024-2572
Monday-Friday 8:30 AM-4:30 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/democracy" target="_blank" rel="noopener">View DEMOCRACY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.