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DAKOTA RAIL LINE

Huron, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Occupational / employer group

Charter #9907Est. 1954RSSD: 924188

Members

492

Net Worth Ratio

16.56%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.3M

Peer Group 2

Members

492

as of latest quarter

Net Worth Ratio

16.56%

Well Capitalized

Institution Profile

NCUA

Address

270 4th St Ne, Huron, SD 57350-1614

Chartered

1954

Branch Locations

1 location

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.3M

Total Shares

$4.4M

Total Loans

$3.7M

Net Income

$24K

Net Worth Ratio

16.56%

≥7% = Well Capitalized

Members

492

Return on Assets

0.46%

annualized · >0.5% healthy

Loan-to-share ratio: 83.6%· healthy range 60–80%

Branch Locations

NCUA

DAKOTA RAIL LINE MAIN BRANCH

270 4th St NE, HURON, SD, 57350-1614

M-F: 9:00 AM-4:00 PM

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.