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CUMBERLAND MUNICIPAL EMPLOYEES

Cumberland, RI · Federal Credit Union · Chartered in RI

Well Capitalized

Who can join

Community — open geographic area

Charter #24486Est. 1962RSSD: 219491

Members

814

Net Worth Ratio

19.38%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.1M

Peer Group 2

Members

814

as of latest quarter

Net Worth Ratio

19.38%

Well Capitalized

Institution Profile

NCUA

Address

2145 Diamond Hill Road, Cumberland, RI 02864-5135

Chartered

1962

Branch Locations

3 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.1M

Total Shares

$7.2M

Total Loans

$3.4M

Net Worth Ratio

19.38%

≥7% = Well Capitalized

Members

814

Delinquency Rate (60d+)

0.12%

$4K

Loan-to-share ratio: 46.9%· healthy range 60–80%

Branch Locations

NCUA

cumberland municipal employees federal credit union

2145 Diamond Hill Rd, Cumberland, RI, 02864-5135

Monday to Friday 9:00 to 4:00

Main

Location of Vital records

4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120-8207

fiserv ONCU

3031 Airpark Dr N, Flint, MI, 48507-3471

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.