COTTONWOOD COMMUNITY
Cottonwood, ID · Federal Credit Union · Chartered in ID
Who can join
Employee group
Members
10,067
Net Worth Ratio
14.79%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$280.0M
Peer Group 5
Members
10,067
as of latest quarter
Net Worth Ratio
14.79%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$280.0M
Total Shares
$237.9M
Total Loans
$178.7M
Net Income
$1.0M
Net Worth Ratio
14.79%
≥7% = Well Capitalized
Members
10,067
Return on Assets
0.37%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.60%
$1.1M
Loan-to-share ratio: 75.2%· healthy range 60–80%
Branch Locations
NCUACottonwood Branch
1606 Lewiston St, Cottonwood, ID, 83522
8:00-5:00, Monday-Friday
Craigmont Branch
200 W Main Street, Craigmont, ID, 83523
9:00-5:00, Monday-Friday
Nezperce Branch
410 Oak St, Nezperce, ID, 83543
9am - 5pm, M - F.
Downtown Cottonwood Branch
316 Main St, Cottonwood, ID, 83522
8:00-5:00, Monday-Friday
Kooskia Branch
1 S Main St, Kooskia, ID, 83539
9:00-5:00, Mondya-Friday
Grangeville Pine Tree Branch
230 E Main St, Grangeville, ID, 83530
8:30-5:00 Monday-Friday
Riggins Branch
603 N Main St, Riggins, ID, 83549
8:30-5:00, Monday-Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/cottonwood-community" target="_blank" rel="noopener">View COTTONWOOD COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.