CORNERSTONE
Freeport, IL · State Credit Union · Chartered in IL
Who can join
Type 99
Members
12,352
Net Worth Ratio
9.56%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$178.0M
Peer Group 5
Members
12,352
as of latest quarter
Net Worth Ratio
9.56%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$178.0M
Total Shares
$158.9M
Total Loans
$101.4M
Net Income
$618K
Net Worth Ratio
9.56%
≥7% = Well Capitalized
Members
12,352
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.20%
$1.2M
Loan-to-share ratio: 63.8%· healthy range 60–80%
Branch Locations
NCUACornerstone Credit Union
550 W Meadows Dr, Freeport, IL, 61032-7610
M, Tu, Th, F, 9AM - 5PM (Lobby & Drive Up) W 9:30 am - 5PM (Lobby & Drive Up) Sat 9am - Noon (Drive Up)
Cornerstone Credit Union
615 W 3rd St, Sterling, IL, 61081
M, Tu, Th, F 9AM- 5PM (Lobby & Drive-Up) W 9:30AM - 5PM (Lobby & Drive-UP) Sat 9AM- Noon (Drive Up)
Cornerstone Credit Union
640 Blackhawk Blvd, South Beloit, IL, 61080
M,Tu,Th,F 9AM-5PM (Lobby & Drive-UP) W 9:30AM-5PM (Lobby & Drive-Up)
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/cornerstone-il" target="_blank" rel="noopener">View CORNERSTONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.