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CORAZO

El Centro, CA · State Credit Union · Chartered in CA

LICU MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #68356Est. 1942RSSD: 222875

Members

23,794

Net Worth Ratio

13.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$241.8M

Peer Group 5

Members

23,794

as of latest quarter

Net Worth Ratio

13.78%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 3247, El Centro, CA 92244

Chartered

1942

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$241.8M

Total Shares

$206.4M

Total Loans

$175.1M

Net Worth Ratio

13.78%

≥7% = Well Capitalized

Members

23,794

Delinquency Rate (60d+)

1.08%

$1.9M

Loan-to-share ratio: 84.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1602 W Main St, El Centro, CA, 92243-2232

9:00 AM - 5:00 PM Monday-Tuesday - Thursday10:00 AM - 5:00 PM Wednesday 9:00 AM - 6:00 PM Friday9:00 AM - 12:00 Noon Saturday

MainATMDrive-thru

Brawley Branch

1020 S Brawley Ave, Brawley, CA, 92227

9:00 AM - 5:00 PM Monday-Tuesday - Thursday10:00 AM - 5:00 PM Wednesday 9:00 AM - 6:00 PM Friday

ATMDrive-thru

Imperial Branch Recovery Site

123 W Barioni Blvd, Imperial, CA, 92251

Calexico Branch

1010 Cole Blvd, Calexico, CA, 92231

9:00 AM - 5:00 PM Monday-Tuesday - Thursday10:00 AM - 5:00 PM Wednesday 9:00 AM - 6:00 PM Friday

ATMDrive-thru

Imperial Branch

123 W Barioni Blvd Ste D, Imperial, CA, 92251

9:00 AM - 5:00 PM Monday-Tuesday - Thursday10:00 AM - 5:00 PM Wednesday 9:00 AM - 6:00 PM Friday

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.