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CONSUMERS

Lake Forest, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

Type 99

Charter #68588Est. 1930RSSD: 271396

Members

282,016

Net Worth Ratio

8.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.57B

Peer Group 6

Members

282,016

as of latest quarter

Net Worth Ratio

8.80%

Well Capitalized

Institution Profile

NCUA

Address

300 N Field Dr, Lake Forest, IL 60045-2513

Chartered

1930

Branch Locations

25 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.57B

Total Shares

$3.63B

Total Loans

$3.10B

Net Worth Ratio

8.80%

≥7% = Well Capitalized

Members

282,016

Delinquency Rate (60d+)

0.57%

$17.7M

Loan-to-share ratio: 85.4%· healthy range 60–80%

Branch Locations

NCUA

Lake Forest Admin Building

300 N Field Dr, lake Forest, IL, 60045-2513

Mon-Fri 8-5 Sat 8/1

Main

Mundelein

1210 S Lake St, Mundelein, IL, 60060-3706

9 - 5 Mon - Thur 9 - 6 Fri 9- 1 Sat

ATMDrive-thru

Round Lake Beach

2626 N Il Route 83, Round Lake Beach, IL, 60073-4983

9 - 5 Mon - Thur 9 - 6 Fri 9 - 1 Sat

ATMDrive-thru

Gurnee

4946 Grand Ave, Gurnee, IL, 60031

9 - 5 Mon - Thur 9 - 6 Fri 9 - 1 Sat

ATMDrive-thru

N. Waukegan

3737 N Lewis Ave, Waukegan, IL, 60087-1502

9 - 5 Mon - Thur 9 - 6 Fri 9 - 1 Sat

ATMDrive-thru

Volo

195 E Il Route 120, Volo, IL, 60073

9 - 5 Mon - Thur 9 - 6 Fri 9 - 1 Sat

ATMDrive-thru

Northbrook Branch

1334 Shermer Rd, Northbrook, IL, 60062-4608

9-5 Mon-Thur 9-6 Fri 9-1 Sat

ATM

Arlington Heights

950 E Rand Rd, Arlington Heights, IL, 60004

Mon - Thur 9-5Fri 9-6Sat 9- 1

ATMDrive-thru

Kildeer Service Center

20413 N Rand Rd, Kildeer, IL, 60074-2023

Mon - Thur 9-5Fri 9-6Sat 9-1

ATMDrive-thru

Carol Stream

426 W Army Trail Rd, Carol Stream, IL, 60188-9366

Lobby Mon-Fri 9:00-6:00 Sat 9:00-1:00 Drive up Mon-Fri 8:00-6:00 Sat 9:00-2:00

ATMDrive-thru

15 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.