🏦Bank Scorer

CONNECTS

Richmond, VA · Federal Credit Union · Chartered in VA

LICUUndercapitalized

Who can join

Employer / occupational group

Charter #6670Est. 1950RSSD: 810384

Members

15,831

Net Worth Ratio

5.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$101.5M

Peer Group 5

Members

15,831

as of latest quarter

Net Worth Ratio

5.34%

Undercapitalized

Institution Profile

NCUA

Address

7700 Shrader Rd, Richmond, VA 23228

Chartered

1950

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$101.5M

Total Shares

$94.6M

Total Loans

$75.4M

Net Income

$-662,783

Net Worth Ratio

5.34%

≥7% = Well Capitalized

Members

15,831

Return on Assets

-0.65%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.29%

$974K

Loan-to-share ratio: 79.6%· healthy range 60–80%

Branch Locations

NCUA

Henrico

7700 Shrader Rd, Richmond, VA, 23228

Lobby Hours Monday, Tuesday, Thursday: 9:00 am - 5:00 pm Wednesday: 10:00 am - 5:00 pm Friday: 9:00 am - 6:00 pm Drive-t

MainATMDrive-thru

Chesterfield

9960 Midlothian Tpke, North Chesterfield, VA, 23235-4814

Mon-Fri 9am - 5pmSat 9am - 12pm

ATMDrive-thru

Hanover

9280 Chamberlayne Rd Ste 100, Mechanicsville, VA, 23116

Mon-Fri 8am - 5pm Sat 9am - 12pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.