🏦Bank Scorer

COMMUNITY TRUST

Gurnee, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

Type 99

Charter #60543Est. 1933RSSD: 581693

Members

13,417

Net Worth Ratio

11.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$339.5M

Peer Group 5

Members

13,417

as of latest quarter

Net Worth Ratio

11.83%

Well Capitalized

Institution Profile

NCUA

Address

1313 N Skokie Hwy, Gurnee, IL 60031

Chartered

1933

Branch Locations

5 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$339.5M

Total Shares

$299.0M

Total Loans

$134.5M

Net Income

$932K

Net Worth Ratio

11.83%

≥7% = Well Capitalized

Members

13,417

Return on Assets

0.27%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.05%

$68K

Loan-to-share ratio: 45.0%· healthy range 60–80%

Branch Locations

NCUA

CTCU Gurnee Branch

1313 N Skokie Hwy, Gurnee, IL, 60031

Mon - Fri 7:30 - 6 drive thru, office 9 - 5 Sat drive thru and office 9 - 1

MainATMDrive-thru

CTCU Grayslake Branch

1263 N Il Route 83, Grayslake, IL, 60030

Same

ATMDrive-thru

CTCU Lake Villa Branch

1380 N Deep Lake Rd, Lake Villa, IL, 60046-5011

Same

ATMDrive-thru

CTCU West Gurnee Branch

6543 Grand Ave, Gurnee, IL, 60031-1643

Monday, Tuesday, Thursday, Friday 9AM to 5PMSaturday 9AM to 1PM

ATM

CTCU Corporate Office

1075 Tri State Pkwy, Gurnee, IL, 60031-9122

9am to 5pm Monday-Friday

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.