COMMONWEALTH
Frankfort, KY · Federal Credit Union · Chartered in KY
Who can join
Multiple / other
Members
144,367
Net Worth Ratio
11.14%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.83B
Peer Group 6
Members
144,367
as of latest quarter
Net Worth Ratio
11.14%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.83B
Total Shares
$2.50B
Total Loans
$2.09B
Net Income
$9.6M
Net Worth Ratio
11.14%
≥7% = Well Capitalized
Members
144,367
Return on Assets
0.34%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.40%
$8.4M
Loan-to-share ratio: 83.8%· healthy range 60–80%
Branch Locations
NCUAHigh Street Branch
417 High St, Frankfort, KY, 40601
9:00-5:00 M-F
Sower Branch
101 Sower Blvd, Frankfort, KY, 40601
9:00-5:00 M-F 9:00-12:30 Sat
Louisville Road Branch
1425 Louisville Rd, Frankfort, KY, 40601
9:00-5:00 M-F
Meijer Way Branch
280 Meijer Way, Lexington, KY, 40503
9:00-5:00 M-F 9:00-12:30 Sat
Lawrenceburg Branch
1015 Crossroad Dr, Lawrenceburg, KY, 40342
9:00-5:00 M-F 9:00-12:30 Sat
Georgetown East Branch
108 Lawson Dr, Georgetown, KY, 40324
9:00-5:00 M-F 9:00-12:30 Sat
Hamburg Branch
2540 Sir Barton Way, Lexington, KY, 40509
9:00-5:00 M-F 9:00-12:30 Sat
St. Matthews Branch
3704 Frankfort Ave, Louisville, KY, 40207
9:00-5:00 M-F 9:00-12:30 Sat
Shelbyville East Branch
600 Boone Station Rd, Shelbyville, KY, 40065
9:00-5:00 M-F 9:00-12:30 Sat
Cane Run Road Branch
4415 Cane Run Rd, Louisville, KY, 40216
9:00-5:00 M-F 9:00-12:30 Sat
8 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/commonwealth" target="_blank" rel="noopener">View COMMONWEALTH on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.