🏦Bank Scorer

COMMON TRUST

Woburn, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Employer / occupational group

Charter #17847Est. 1966RSSD: 65287

Members

5,788

Net Worth Ratio

9.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$98.1M

Peer Group 4

Members

5,788

as of latest quarter

Net Worth Ratio

9.68%

Well Capitalized

Institution Profile

NCUA

Address

8 Cedar St, Woburn, MA 01801-7246

Chartered

1966

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$98.1M

Total Shares

$91.1M

Total Loans

$40.9M

Net Worth Ratio

9.68%

≥7% = Well Capitalized

Members

5,788

Delinquency Rate (60d+)

0.24%

$100K

Loan-to-share ratio: 44.9%· healthy range 60–80%

Branch Locations

NCUA

Common Trust FCU

8 Cedar St, Woburn, MA, 01801-7246

9:00am to 4:00pm Mon-thru-Friday

Main

Bedford VA Branch

200 Springs Rd, Bedford, MA, 01730-1114

8:00 to 4:00 pm Monday, Thursday, Friday 9:00 to 3:00 pm Tuesday 8:00 to 1:00 pm Wednesday

Wellesley Branch

1 Hollis St Ste 105, Wellesley, MA, 02482

Monday - Thursday: 9:00 AM - 3:00 PM Fridays: 9:00 AM - 2:00 PM

Lexington Branch

3 Fletcher Ave, Lexington, MA, 02420

Monday, Tuesday, Thursday, Friday: 8:30am to 4:00pm. Wednesday: 8:30am to 1:00pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/common-trust" target="_blank" rel="noopener">View COMMON TRUST on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.