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COGIC

Lafayette, LA · State Credit Union · Chartered in LA

LICU MDIUndercapitalized

Who can join

State government employees (special charter)

Charter #65780Est. 1981RSSD: 786199

Members

247

Net Worth Ratio

4.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$369K

Peer Group 1

Members

247

as of latest quarter

Net Worth Ratio

4.24%

Undercapitalized

Institution Profile

NCUA

Address

P. O. Box 5057, Lafayette, LA 70502

Chartered

1981

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$369K

Total Shares

$354K

Total Loans

$225K

Net Income

$-8,945

Net Worth Ratio

4.24%

≥7% = Well Capitalized

Members

247

Return on Assets

-2.42%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.03%

$5K

Loan-to-share ratio: 63.7%· healthy range 60–80%

Branch Locations

NCUA

COGIC Credit Union

701 E Pinhook Rd, Lafayette, LA, 70501

Tuesday - Thursday 10:00 A.M. - 2:00 P.M.

Main

Gethsemane Church

317 12th St, Lafayette, LA, 70501-8217

It operates as needed. No set hours

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.