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COASTAL1

Pawtucket, RI · State Credit Union · Chartered in RI

Well Capitalized

Who can join

State government employees (special charter)

Charter #67278Est. 1926RSSD: 50694

Members

146,898

Net Worth Ratio

10.56%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.47B

Peer Group 6

Members

146,898

as of latest quarter

Net Worth Ratio

10.56%

Well Capitalized

Institution Profile

NCUA

Address

1200 Central Ave, Pawtucket, RI 02861-2200

Chartered

1926

Branch Locations

19 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.47B

Total Shares

$2.72B

Total Loans

$2.91B

Net Worth Ratio

10.56%

≥7% = Well Capitalized

Members

146,898

Delinquency Rate (60d+)

0.09%

$2.5M

Loan-to-share ratio: 107.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1200 Central Ave, Pawtucket, RI, 02861-2200

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm

MainATMDrive-thru

Newport Avenue

339 Newport Ave, Rumford, RI, 02916-2140

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M -W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm

ATMDrive-thru

Warren Avenue Branch

660 Warren Ave, East Providence, RI, 02914-1410

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pm T 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm

ATMDrive-thru

Independence Way Branch

96 Independence Way, Cranston, RI, 02921-2044

Lobby M -W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm

ATMDrive-thru

Sockanosset Crossroad Branch

40 Sockanosset Cross Rd, Cranston, RI, 02920-5566

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm

ATMDrive-thru

Warwick Avenue Branch

405 Warwick Ave, Warwick, RI, 02888-1344

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 PM

ATMDrive-thru

Post Road Branch

3319 Post Rd, Warwick, RI, 02886-7145

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M- W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 - 6:00 pmS 8:00 am - 12:00 pm

ATMDrive-thru

Mineral Spring Avenue Branch

1617 Mineral Spring Ave, North Providence, RI, 02904-4029

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive upM - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 - 12:00 pm

ATMDrive-thru

Putnum Pike Branch

379 Putnam Pike, Smithfield, RI, 02917-2401

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm

ATMDrive-thru

Smithfield Avenue Branch

571 Smithfield Ave, Pawtucket, RI, 02860-1631

Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm

ATMDrive-thru

9 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.