🏦Bank Scorer

CLARITY

Nampa, ID · State Credit Union · Chartered in ID

LICUWell Capitalized

Who can join

Type 99

Charter #68295Est. 1948RSSD: 761075
Compare

Members

19,344

Net Worth Ratio

9.97%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$231.4M

Peer Group 5

Members

19,344

as of latest quarter

Net Worth Ratio

9.97%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 500, Nampa, ID 83653

Chartered

1948

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$231.4M

Total Shares

$211.8M

Total Loans

$166.6M

Net Worth Ratio

9.97%

≥7% = Well Capitalized

Members

19,344

Delinquency Rate (60d+)

0.54%

$894K

Loan-to-share ratio: 78.7%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

1880 S Cobalt Point Way, Meridian, ID, 83642

M-F 8:00am - 5:30pm

Main

Meridian Branch

555 S Meridian Rd, Meridian, ID, 83642-4539

Monday - Thursday 9:00 - 5:30 Friday 9:00 - 6:00

ATMDrive-thru

Middleton Branch

3 W Main ST, Middleton, ID, 83644

Monday - Thursday 9:00 - 5:30 Friday 9:00 - 6:00

ATMDrive-thru

Nampa Branch

1822 N Midland Blvd, Nampa, ID, 83651

Monday - Thursday 9:00 - 5:30 Friday 9:00 - 6:00

ATMDrive-thru

Caldwell Branch

708 N 21st Ave, Caldwell, ID, 83605-4358

Monday - Thursday 9:00 - 5:30 Friday 9:00 - 6:00

ATMDrive-thru

Homedale Branch

600 Hwy 95, Homedale, ID, 83628

Monday - Thursday 9:00 - 5:30 Friday 9:00 - 6:00

ATMDrive-thru

Emmett Branch

415 S Washington Ave, Emmett, ID, 83617-2953

8:30-5:30 Monday - Thursday8:30-6:00 Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

View HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.